About Business Insurance

Small, mid-size, or large, we’re in the business of protecting your business.

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Types of Business Insurance

General Liability Insurance, also known as "commercial liability," provides essential protection for businesses by covering general liability exposures. This insurance minimizes financial risks associated with various incidents, such as employee injury, lawsuits, or natural disasters.

What General Liability Insurance Covers:

  • Bodily injury and property damage liability
  • Personal and advertising injury
  • Medical payments
  • Products and completed operations
  • Damage to premises rented to you

This coverage is crucial for safeguarding your business against unexpected financial burdens.

When your business relies on vehicles for daily operations, having commercial auto insurance is crucial. This coverage protects your business, employees, and goods while on the road, guarding against the various risks that can arise during transportation. Unlike standard auto insurance, commercial auto insurance offers additional protection tailored to business needs, ensuring that you’re covered for potential issues that could otherwise harm your business.

Why You Need Commercial Auto Insurance

Whether your vehicles are used for deliveries, running errands, or other business-related activities, you’re responsible for any damages that may occur. Commercial auto insurance helps protect your business from financial losses and preserves the reputation you’ve worked hard to build. Without this coverage, even a single incident could lead to significant setbacks that your business might not be able to afford.

When you run a business, providing health insurance for your employees is a key responsibility. Group health insurance offers comprehensive coverage to your entire team, ensuring they have access to essential medical care. This type of insurance is tailored to meet the needs of businesses, providing a range of benefits that protect both your employees and your company.

Why You Need Group Health Insurance

Offering group health insurance not only safeguards your employees' health but also strengthens your business. By providing this coverage, you help attract and retain top talent, boost employee morale, and demonstrate your commitment to their well-being. Without group health insurance, your business could face challenges in maintaining a satisfied and productive workforce, potentially leading to higher turnover rates and increased operational costs. Protect your business and your team by investing in group health insurance—it's a vital component of a successful and sustainable business.

Workers’ Compensation Insurance is a mandatory requirement for most businesses across the country, designed to protect both employers and employees in the event of job-related injuries. This insurance covers medical care and lost wages for employees who are injured on the job, while also shielding employers from potential lawsuits. Your business relies on the well-being of your employees, so it’s crucial to keep operations running smoothly by ensuring they feel safe and supported in their work environment.

Create a Secure Work Environment

An employee injury can disrupt your business, but with the right workers’ compensation coverage, you can mitigate these risks. We work closely with business owners and injured employees to find the best solutions, ensuring everyone is protected. Contact an agent today to learn more about how workers’ compensation insurance can safeguard your business and provide your employees with the confidence they need to work safely and effectively.

Workers’ Compensation Insurance is a mandatory requirement for most businesses across the country, designed to protect both employers and employees in the event of job-related injuries. This insurance covers medical care and lost wages for employees who are injured on the job, while also shielding employers from potential lawsuits. Your business relies on the well-being of your employees, so it’s crucial to keep operations running smoothly by ensuring they feel safe and supported in their work environment.

Create a Secure Work Environment

An employee injury can disrupt your business, but with the right workers’ compensation coverage, you can mitigate these risks. We work closely with business owners and injured employees to find the best solutions, ensuring everyone is protected. Contact an agent today to learn more about how workers’ compensation insurance can safeguard your business and provide your employees with the confidence they need to work safely and effectively.

When you purchase Business Insurance through our providers, you can opt for coverage in the following areas:

General Liability
Agribusiness
Business Interruption
Business Owner's Package (BOP)
Commercial Shed
Contractors Insurance
Commercial Auto
Commercial Building & Property
Commercial Umbrella
Excess Liability Coverage
Directors and Officers
Errors and Omissions
Equipment Breakdown Insurance
Commercial Term-Life
Inland Marine
Logging Insurance
Manufacturers
Surety Bonds
Workers Compensation

Commercial Trucking
Trucking Insurance
Truck Liability
Motor Truck Cargo

Need something more? Get in touch and we can help!

Protection and Peace of Mind

Business Insurance Doesn't Just Help You

Business Insurance is there to give you help when the unexpected happens, but it also greatly benefits your employees.

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What Our Clients are Saying

Laura has been so wonderful to work with, especially considering the frustrating world of Health Insurance

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When I have had to file claims, they got back to me and took care of everything promptly. They are very efficient and really take a lot of stress off of you.

Mathew

I have really enjoyed working with Laura. They provide great service and everyone is always so helpful if I have any questions

Michael

I would definitely recommend the team at Hibbits, they provided great service and were always available if I had any questions.

Paul

The team at Hibbits is fantastic and I have really enjoyed working with them. Always friendly and helpful.

Tim

Laura is very knowledgeable and experienced, and I have had nothing but the best care and service from Hibbits

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